A couple of weeks ago I was driving home from work a little earlier than normal. My kids and husband were at home, and since we were going to have a little more time together than normal I decided I wanted to do something special, which resulted in me wanting to buy a treat.
The problem was that a treat didn’t fit into the budget. That didn’t stop me from thinking, “Oh, donuts! The kids would love those! They’re not that expensive!” Or, “Fast food would be a good choice. They’d get food and a toy. That’s not a bad deal.”
I don’t know what the heck was going on in my brain. Not only are those options so, so unhealthy, but there was no need to buy any of those things. My family was excited to see me; I didn’t need to bribe them to happiness with empty calories, or spend money that we didn’t have.
My Car Was My Trigger
I resisted temptation that day, but the very next morning I put a picture up in my car for one of the major things we are saving for: a house. If driving around town was going to be my trigger to spend, I was going to nip it in the bud.
Visualisation is a powerful tool. When we put images of the things we want or want to be in front of ourselves everyday, we are more likely to prioritise them and therefore manifest them. When we’re talking about money, putting that picture in front of us when we’re tempted to spend can serve as a great reminder to keep that money where it belongs: in your pocket.
If On-Line Shopping Is Your Trigger…
For a lot of people, simply logging into your computer or certain apps on your cell phone is a trigger to spend. It’s getting harder and harder to resist as the internet permeates nearly every corner of our lives, every second of the day.
If you know these digital marketplaces are your trigger, try using an image of your biggest financial goal as your screensaver on your computer or mobile device. Having it there will serve to remind you every time you look at it that those seemingly trivial purchases will add up to derail you from your larger, more important goal.
Use a Vision Board to Define Your Goals
If you can’t put your finger on a larger financial goal, but you know your spending is getting in the way of your future prosperity, try creating a vision board. You can print out pictures from on-line, cut them out of magazines, or take them from anywhere you find inspiration. Once you’ve established your goals/vision, having it in a place you’ll see everyday will help you really internalise it and start living your life according to what you want out of it. Kylie has done this a few times with great success. You can read about her experience here.
How do you visualise your goals?
Article by Femme of Femme Frugality